FINANCING PROGRAMS

Car Buy Choice offers the consumer an extensive selection of financing options, from banks, credit unions and manufacturer financing programs. Our computer program scans each application to select the most competitive financing program options for each customer. In addition, our credit analysts review every application to make sure we take into consideration all information that needs to be reviewed in the credit evaluation process. Since we handle all types of credit, we want to assure every customer, whether they have good credit or not so good credit, the best financing options and rates available.

Special Financing Programs
We have specialists in sub-prime financing to assist those with less than perfect credit, or those with special financial circumstances.

Warranties & Service Contracts
Every certified vehicle* we sell comes with a minimum 90 day or 3000 mile basic warranty** from Car Buy Choice. All new vehicles will carry the manufacturer's standard warranty coverage, which may be wrapped and extended up to 100,000 miles. We also have service contracts with bumper-to- bumper coverage available on most pre-owned vehicles up to 125,000 miles for a very nominal cost.

Gap Insurance
Guaranteed asset protection is another service from Car Buy Choice. If you think your auto insurance covers you financially...think again. In the event your vehicle is deemed a total loss due to an accident or theft, your insurance policy will usually only cover the actual cash or market value of your vehicle. This amount could be significantly less than the amount you owe to your lender. The result is a financial gap (GAP) where you must make up the difference, which could mean thousand of dollars out of your pocket. GAP insurance protects you against this possibility occurring.

Specialized Personal Services
Security systems and personalized vehicle additions such as, navigation system, DVD entertainment system, moon roof, or special wheels, etc., are also available, and can be included in the financing and arranged at the time of purchase. These special items come with a separate warranty and are usually of a better quality than the original factory equipment.

*Requirement for certification is four years or newer with less than 60,000 miles.
** Basis warranty covers engine and transmission.